Every task from acceptance to recording — 34 of them, in order, each with the deadline rule it runs on. Built for the Colorado Contract to Buy and Sell Real Estate (Residential). Free, no email required.
State
Colorado
26 states live — each one built on that state's own contract and deadline rules, not a renamed copy of this one.
Put your closing date in and get the real dates
Most checklists tell you "3 days before closing" and leave you to count. This one counts — business days, federal holidays, and the observed weekday when a holiday lands on a weekend.
Contract date
mm/dd/yyyy
Closing date
mm/dd/yyyy
34 tasks across 6 phases
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● Send executed contract to title + lender
Distribute the executed Contract to Buy and Sell + the Dates & Deadlines table to the title company, lender, and listing agent.
Buyer's agent
1 day after the contract date
● Open title / escrow
Title / escrow
2 business days after the contract date
● Earnest money deadline
Dates & Deadlines: deliver earnest money to the holder by the Earnest Money Deadline.
Buyer
On the earnest money due date
Confirm earnest money received
Title / escrow
1 business day after the earnest money due date
Loan application + New Loan Terms
Dates & Deadlines: buyer applies for the loan and confirms New Loan Terms by the deadline.
Buyer
5 days after the contract date
● Schedule inspection
Buyer's agent
4 days before the inspection deadline
● Complete inspection + review report
Inspector
2 days before the inspection deadline
● Inspection Objection / Resolution
Deliver an Inspection Objection (or Notice to Terminate) by the deadline; reach an Inspection Resolution before the Inspection Termination Deadline.
Buyer's agent
On the inspection deadline
Lender orders appraisal
Lender
7 days after the contract date
● Appraisal deadline
Dates & Deadlines: appraisal received + any Appraisal Objection/Resolution handled by the deadline.
Appraiser
On the appraisal deadline
● Loan Termination / Conditions deadline
Dates & Deadlines: confirm loan conditions are met; the buyer may terminate by the Loan Termination Deadline if not.
Lender
On the loan contingency deadline
● Confirm clear to close from lender
Lender
3 business days before closing
Title commitment / prelim received
Title company issues the commitment / preliminary report.
Title / escrow
7 business days after the contract date
● Review association documents
CCIOA: review the HOA association documents + status letter by the Association Documents deadline; terminate by the Association Documents Termination Deadline if unacceptable.
Buyer's agent
10 days after the contract date
Receive + review title commitment
Review the title commitment by the Record Title Deadline; deliver any Title Objection by its deadline.
Title / escrow
14 days after the contract date
Title review complete (Schedule B exceptions cleared)
Review the commitment; clear or resolve Schedule B exceptions.
Title / escrow
12 business days after the contract date
Payoffs / HOA demand received
Loan payoff(s) and HOA demand/estoppel received by escrow.
Title / escrow
7 business days before closing
CPL issued to lender
Closing Protection Letter issued to the lender.
Title / escrow
5 business days before closing
Order home warranty
Buyer's agent
5 days before closing
Bind homeowner's insurance
Buyer
5 days before closing
● Review Closing Disclosure (3-day rule)
Lender
3 business days before closing
Closing statement prepared & balanced
CD (financed) or ALTA settlement statement (cash) prepared and balanced.
Title / escrow
4 business days before closing
Clear to close received
Lender issues clear-to-close.
Lender
3 business days before closing
CD delivered (TRID 3-day clock started)
Closing Disclosure delivered to buyer — starts the TRID 3-business-day clock.
Title / escrow
3 business days before closing
Signing scheduled (notary / RON / in-office)
Closing appointment scheduled.
Title / escrow
2 business days before closing
● Final walk-through
Buyer's agent
1 day before closing
● Closing — sign + fund
Title / escrow
On closing
Funded (wire received & confirmed)
Funds wired and confirmed received by escrow.
Title / escrow
On closing
Confirm recording
Title / escrow
1 business day after closing
Recorded (county confirmation)
Deed / mortgage recorded — county e-recording confirmation received.
Title / escrow
1 business day after closing
Deliver keys + possession
Coordinate possession per the Possession Date/Time in the contract.
Buyer's agent
On closing
Send closing documents to buyer
Buyer's agent
2 days after closing
Disbursed / policy issued / file closed
Proceeds disbursed, title policy issued, escrow file closed.
26 states are live — pick yours from the State list at the top of the page, or the links just above. Somewhere else? Tell us which state you work in and we'll email you when its checklist is up. No other email, and you can unsubscribe from the first one.
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Your state
Email
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Stop re-typing this on every file
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This checklist is a working aid, not legal advice, and deadlines on your file are governed by your contract. Check every date against the executed agreement.