Every task from acceptance to recording — 38 of them, in order, each with the deadline rule it runs on. Built for the Maryland REALTORS Residential Contract of Sale. Free, no email required.
State
Maryland
26 states live — each one built on that state's own contract and deadline rules, not a renamed copy of this one.
Put your closing date in and get the real dates
Most checklists tell you "3 days before closing" and leave you to count. This one counts — business days, federal holidays, and the observed weekday when a holiday lands on a weekend.
Contract date
mm/dd/yyyy
Closing date
mm/dd/yyyy
38 tasks across 6 phases
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● Send ratified contract to settlement company + lender
Distribute the ratified contract and all addenda to the title/settlement company, lender and listing agent.
Buyer's agent
1 day after the contract date
● Order title search / open file with settlement company
Confirm the settlement company has the contract and has opened the file.
Title / escrow
2 business days after the contract date
● Deliver deposit
Buyer delivers the deposit to the holder named in the contract.
Buyer
On the earnest money due date
Confirm deposit received
Buyer's agent
1 business day after the earnest money due date
Buyer applies for financing
Buyer
5 days after the contract date
● Schedule home inspection
Buyer's agent
4 days before the inspection deadline
● Complete inspection + review report
Inspector
2 days before the inspection deadline
Review Residential Property Disclosure or Disclaimer
Maryland Real Property §10-702. Maryland sellers may DISCLAIM rather than disclose — check which was delivered.
Buyer's agent
1 day before the inspection deadline
● Home inspection contingency deadline
Buyer must deliver notice under the inspection contingency by this date.
Buyer
On the inspection deadline
Lender orders appraisal
Lender
7 days after the contract date
● Appraisal received + reviewed
Appraiser
On the appraisal deadline
● Financing contingency deadline
Lender
On the loan contingency deadline
● Confirm clear to close from lender
Lender
3 business days before closing
Receive + review title commitment
Title / escrow
7 days after the contract date
Title commitment / prelim received
Title company issues the commitment / preliminary report.
Title / escrow
7 business days after the contract date
Confirm whether the property is subject to ground rent
Maryland ground rent (common in Baltimore City/County) must be identified and addressed before settlement — redeemable or irredeemable changes what the buyer takes.
Title / escrow
10 days after the contract date
Title review complete (Schedule B exceptions cleared)
Review the commitment; clear or resolve Schedule B exceptions.
Title / escrow
12 business days after the contract date
● Receive HOA disclosure (5-day cancellation starts)
Maryland Homeowners Association Act §11B-106: disclosure at or before contract, or within 20 days of it; buyer may cancel in writing within 5 days of receiving it.
26 states are live — pick yours from the State list at the top of the page, or the links just above. Somewhere else? Tell us which state you work in and we'll email you when its checklist is up. No other email, and you can unsubscribe from the first one.
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Your state
Email
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Stop re-typing this on every file
Upload your executed contract and ClosingDay builds this checklist for the file — dates already calculated, and every one of them re-shifts when the closing date moves. It reads the contract, so nothing gets typed twice.
This checklist is a working aid, not legal advice, and deadlines on your file are governed by your contract. Check every date against the executed agreement.