Every task from acceptance to recording — 37 of them, in order, each with the deadline rule it runs on. Built for the TREC One to Four Family Residential Contract (Resale). Free, no email required.
State
Texas
26 states live — each one built on that state's own contract and deadline rules, not a renamed copy of this one.
Put your closing date in and get the real dates
Most checklists tell you "3 days before closing" and leave you to count. This one counts — business days, federal holidays, and the observed weekday when a holiday lands on a weekend.
Contract date
mm/dd/yyyy
Closing date
mm/dd/yyyy
37 tasks across 6 phases
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● Send executed contract to title and lender
Distribute the executed TREC contract + all addenda to the title company, lender, and listing agent within 24 hours of the Effective Date.
Buyer's agent
1 day after the contract date
● Open title / escrow (confirm GF number)
Confirm the title company has received the contract and opened the file (GF number issued).
Title / escrow
2 business days after the contract date
● Deliver earnest money + option fee
TREC ¶5: buyer delivers earnest money and the option fee to the title company within 3 days of the Effective Date (calendar days).
Buyer
On the earnest money due date
Buyer applies for financing
Third Party Financing Addendum: buyer makes loan application and authorizes credit. Apply promptly so approval lands before the closing date.
Buyer
3 days after the contract date
Confirm earnest money + option fee receipted
Confirm the title company has receipted both the earnest money and the option fee.
Title / escrow
1 business day after the earnest money due date
● Schedule inspection (within option period)
Order the general inspection early in the option period so there is time to negotiate repairs before it ends.
Buyer's agent
4 days before the inspection deadline
● Complete inspection + review report
Inspection completed and report reviewed with the buyer.
Inspector
2 days before the inspection deadline
● Negotiate repairs (amendment) before option ends
If repairs are needed, submit a TREC Amendment and reach agreement BEFORE the option period expires — the buyer's unrestricted termination right ends with it.
Buyer's agent
1 day before the inspection deadline
● Option period ends (termination deadline)
TREC ¶23: last day the buyer can terminate for any reason. After this the earnest money is at risk on most terminations.
Buyer
On the inspection deadline
Lender orders appraisal
Confirm the lender has ordered the appraisal so it lands before the financing/closing deadlines.
Lender
7 days after the contract date
● Appraisal received + reviewed
Appraisal received; if it comes in low, address via the Appraisal Addendum or renegotiate before the financing deadline.
26 states are live — pick yours from the State list at the top of the page, or the links just above. Somewhere else? Tell us which state you work in and we'll email you when its checklist is up. No other email, and you can unsubscribe from the first one.
Your state
Your state
Email
Email
Stop re-typing this on every file
Upload your executed contract and ClosingDay builds this checklist for the file — dates already calculated, and every one of them re-shifts when the closing date moves. It reads the contract, so nothing gets typed twice.
This checklist is a working aid, not legal advice, and deadlines on your file are governed by your contract. Check every date against the executed agreement.